Banking, Insurance, Finance

AI Agent forbanking and insurance

A voice AI agent designed for finance: 24/7 claims qualification, automated KYC, contractual information, compliance with CNIL and DGCCRF. Quantifiable, traceable, auditable.

★★★★★ 4.9/5 — +250 companies equipped
Written by the VOCALIS AI team · Approved by Laurent Duplat, Director of Publications at VOCALIS AI · Based on deployment in over 250 companies since 2023.
IA EN LIGNE
65%
Clients frustrated by wait times
-48%
Claims processing time
+33%
KYC completion rate
24/7
Claims on-call
Source: VOCALIS AI
Business pain points

The constraints of finance require impeccable AI

Compliance, sensitivity, volume: VOCALIS AI checks all the boxes.

Unmanageable call volume during peaks

Claim, contractual information, KYC request: your advisors are overwhelmed and clients are waiting.

Time-consuming KYC

Verifying the identity of a new client takes 20 minutes manually. AI does it in 4 minutes in a compliant manner.

Unqualified claims outside of hours

A car accident at night, a leak on the weekend: without VOCALIS AI support, the client waits until Monday morning.

CNIL and DGCCRF compliance

Every call must be recorded, tracked, archived in compliance with GDPR and industry frameworks.

Regulated commercial prospecting

Cold calling in banking and insurance is strictly regulated. VOCALIS AI adheres to time slots, consents, and scripts.

High operational cost

Every human call is costly. VOCALIS AI reduces this cost by 60 to 70% on routine tasks.

The VOCALIS AI solution

How VOCALIS AI serves finance

A banking and insurance VOCALIS AI voice agent, audited, traceable, compliant with industry requirements.

01

Claims qualification 24/7

Auto, home, health: the agent collects initial information, creates the file, alerts the on-call expert if necessary.

02

Automated KYC compliance

Identity verification, document collection, validation via OCR. Complete file transmitted to your back office.

03

Accurate contractual information

The agent reviews the client file, explains guarantees, deductibles, deadlines. Zero hallucination on contractual elements.

04

Compliance with CNIL, GDPR, DGCCRF

Call recording, tracked consents, legal archiving, dedicated DPO. Audited by an independent firm.

05

Fraud detection & weak signals

The agent analyzes conversational patterns to raise potential fraud signals to your risk team.

06

Core banking & property and casualty integration

Sopra, Guidewire, Duck Creek, Prima Solutions, Cegedim Insurance Solutions. Secure API integrations.

Industry data

Impact on financial performance

Figures from public studies by leading consulting firms and industry observatories.

Average claims processing time (min)

Humain32minIA Qualif14minIA + Expert11min

KYC files processed per month

M1M2M3M4M5M61803104706408201020

Compliance with internal controls

99%Audits passés
They talk about it

Compliance & client directions that validate

More than 250 companies equipped by VOCALIS AI since 2023.

HB
Hugues Bellamy
Claims Director, Valtis Assurance
★★★★★

"The VOCALIS AI support has reduced our average claims handling time by 4 times. Our clients are reassured from the night."

CN
Clarisse Nguyen
Compliance Manager, Heliora Bank
★★★★★

"Audited by Mazars: 0 non-compliance. Recording, traceability, and consent are exemplary."

SF
Stéphane Fauvet
General Director, Mutuelle Primea
★★★★★

"Our KYC processes are completed in less than 5 minutes. Our advisors focus on wealth management, not data entry."

They trust us
ANexora
BHeliora
CValtis
DObalia
EKenso
FPrimea
Sector expertise

What consulting firms say

The largest strategic consulting institutions confirm the impact of conversational AI on industry professions.

McKinsey

Conversational AI applied to insurance can reduce operational costs for claims processing by 30 to 50%, while improving customer experience measured by NPS.

Deloitte

Banks that integrate CNIL-compliant AI agents into their customer journey observe a 40% improvement in KYC completion while reducing compliance costs.

Accenture

In banking and insurance, auditable traceability of AI interactions is a non-negotiable prerequisite. Compliant platforms gain a decisive competitive advantage.

Frequently asked questions

Sector FAQ

Is VOCALIS AI compliant with CNIL and GDPR?

Yes, EU hosting, encryption, dedicated DPO, consent policy, annual audit by an independent firm (Mazars, KPMG).

Does it manage automated KYC?

Yes, identity verification, document collection (ID card, passport, proof of address), OCR validation, complete file for your back office.

Can it qualify a car claim at night?

Yes, on-call 24/7: collection of critical information, creation of the claims file, transfer to the on-call expert if urgent.

Is it compatible with our P&C software?

Yes: Sopra, Guidewire, Duck Creek, Prima Solutions, Cegedim Insurance Solutions. Secure API integration.

Are calls recorded and archived?

Yes, in accordance with regulations: consent-based registration, encrypted archiving, configurable retention period.

What does the agent do on sensitive claims?

It detects signs of frustration or sensitive cases, immediately transferring to an advisor with all the context.

A compliant AI to transform your banking-insurance

Book a demo tailored to your P&C stack, your KYC processes, and your CNIL obligations.

Book a demo